Monetary Literacy–The Large Downside Nobody Is Speaking About

Query, purchased a home 7 years ago with typical financing. Misplaced this residence in foreclosure 5 years ago.

Purchased another home four years ago utilizing FHA financing. I now wish to refinance to conventional financing to remove the mortgage insurance coverage. I am being told I can not as I need to have the FHA mortgage a minimal of 5 years. Is this appropriate? Any manner around it?

Thanks

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